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Saturday 18 December 2010
Wednesday 15 December 2010
Alternative Energy Exchange Traded Funds
Investing in alternative energy is one of the several types of investment collectively known as green investing, which, in its turn, is part of an even larger umbrella called Socially Responsible Investment (SRI). Investors looking to support alternative energy can expect long-term returns from an industry that is still a small player in comparison to the giants of the fossil fuel economy. According to the specialist website altenergystocks.com, Alt Energy Exchange Traded Funds are the best options for those looking for diversified exposure to the sector.
An exchange-traded fund (or ETF) is an investment vehicle traded on stock exchanges. It holds assets such as stocks or bonds and trades at approximately the same price as the net asset value of its underlying assets over the course of the trading day. Most ETFs track an index, such as the S&P 500 or MSCI EAFE. ETFs may be attractive as investments because of their low costs, tax efficiency, and stock-like features.
They are very popular with financial experts, therefore green investors who are still green in terms of experience can find in Alternative Energy Exchange Traded Funds a good place to start.
There are several sub-sectors within the Alt Energy Exchange Traded Funds such as Solar, Wind and Carbon Trading. Altenergystocks.com believes that the more cautious investor should look to global stocks for safer returns as global companies are larger and more established. The website also recommends paying attention to the expense ratio of the Alternative Energy Exchange Traded Funds available before investing in one. It can make a significant difference in terms of returns.
An exchange-traded fund (or ETF) is an investment vehicle traded on stock exchanges. It holds assets such as stocks or bonds and trades at approximately the same price as the net asset value of its underlying assets over the course of the trading day. Most ETFs track an index, such as the S&P 500 or MSCI EAFE. ETFs may be attractive as investments because of their low costs, tax efficiency, and stock-like features.
They are very popular with financial experts, therefore green investors who are still green in terms of experience can find in Alternative Energy Exchange Traded Funds a good place to start.
There are several sub-sectors within the Alt Energy Exchange Traded Funds such as Solar, Wind and Carbon Trading. Altenergystocks.com believes that the more cautious investor should look to global stocks for safer returns as global companies are larger and more established. The website also recommends paying attention to the expense ratio of the Alternative Energy Exchange Traded Funds available before investing in one. It can make a significant difference in terms of returns.
For more information on alternative energy investing, please visit our website. Article Source: http://ezinearticles.com/?expert=Ethan_Knoll |
Sunday 12 December 2010
How a Game of Rugby League Can Teach You to Make Your Online Business a Success
I just watched the state of origin (a rugby league game played each year between NSW and Qld). It was a terrible game for a NSW fan (me lol) but I suddenly realised I was being taught a very valuable lesson.
How I hear you ask? Simple!
Qld absolutely belted NSW, it was a crushing defeat and more importantly for them it sealed the series and in doing so provided Qld with a record 5 series in a row. The series is 3 games each and every year and the series winner must win two.
This in itself is amazing because the two sides are made up of the best of the best of Australian Rugby
League players and there is little between them on paper or in form.
What is even more amazing and where our lesson comes from is this...
The QLD side is basically the same side that lost 3 series in a row to NSW before going on to win 5 in a row as of an hour ago or so. They were called one of the worst sides the state had ever had and most people called for change and had little faith in them. They wanted to quit and start all over again.
The lesson is simple. To achieve greatness in anything you must first of all persist. You must trust and back yourself to be a winner and then you have to go out and train and educate yourself in all the areas of the game that you previously failed in.
You should never give in, believe in yourself, give yourself time to learn, to develop and be prepared to fail before you succeed. Ignore the critics and naysayers who will run you down and have faith in your ability.
Above all you must have "heart" and the courage to remain true to yourself and what you desire.
Qld proved that this is what breeds success. Yes it is just a game of football BUT if you take and apply the same principles to your business then you cannot do anything but succeed.
I was born and bred in NSW and will forever be a NSW fan but I suddenly realized just how great the Qld side had become and how they had done it. I also so clearly how these principles apply to other parts of your life and wanted to share that with anybody out there struggling to WIN.
I know that business is never easy and an online business is a challenging and daunting prospect for most if not all people. However the rewards for success are great.
The "Queenslanders" showed us how to do it NOW it is a matter of applying this knowledge to ourselves and just as they did glorying in the rewards that will come.
How I hear you ask? Simple!
Qld absolutely belted NSW, it was a crushing defeat and more importantly for them it sealed the series and in doing so provided Qld with a record 5 series in a row. The series is 3 games each and every year and the series winner must win two.
This in itself is amazing because the two sides are made up of the best of the best of Australian Rugby
League players and there is little between them on paper or in form.
What is even more amazing and where our lesson comes from is this...
The QLD side is basically the same side that lost 3 series in a row to NSW before going on to win 5 in a row as of an hour ago or so. They were called one of the worst sides the state had ever had and most people called for change and had little faith in them. They wanted to quit and start all over again.
The lesson is simple. To achieve greatness in anything you must first of all persist. You must trust and back yourself to be a winner and then you have to go out and train and educate yourself in all the areas of the game that you previously failed in.
You should never give in, believe in yourself, give yourself time to learn, to develop and be prepared to fail before you succeed. Ignore the critics and naysayers who will run you down and have faith in your ability.
Above all you must have "heart" and the courage to remain true to yourself and what you desire.
Qld proved that this is what breeds success. Yes it is just a game of football BUT if you take and apply the same principles to your business then you cannot do anything but succeed.
I was born and bred in NSW and will forever be a NSW fan but I suddenly realized just how great the Qld side had become and how they had done it. I also so clearly how these principles apply to other parts of your life and wanted to share that with anybody out there struggling to WIN.
I know that business is never easy and an online business is a challenging and daunting prospect for most if not all people. However the rewards for success are great.
The "Queenslanders" showed us how to do it NOW it is a matter of applying this knowledge to ourselves and just as they did glorying in the rewards that will come.
Join us at Helping You Help Yourself or check out our training course at Article Source: http://ezinearticles.com/?expert=Patrick_J_Fitz-Gibbon |
Friday 19 November 2010
How to Invest in Property Without Spending Any Money
Consider this situation.
A property investor identifies ten suitable properties each worth 100K (lets say) and submits a bid of 75K on each one. The details of each of these properties is irrelevent but flats within walking distance of a town centre or a railway station are a good idea. One bid is accepted (there probably will be more) and the developer goes ahead and purchases the property. He pays 12K deposit using short term finance obtained using credit cards and will pay 0% interest on the loan which will be needed for six months at the most.
As soon as possible he applies for and gets an 85% mortgage on the property. He spends 4K on a basic refurbishment and his legal costs are 1K. He has spent approximately 17K acquiring a property which is worth 100K.
He then gets the property revalued and he obtains the original 100K (or close to it) valuation. He then gets a new 85% mortgage on the property which would give him 85K and use it to repay the original 64K mortgage. He has his original 17K back and has a surplus of 4K. He owns a property worth 100K and has paid nothing for it.
He can easily find a tenant and the rent will cover his mortgage. He can sit back and watch the property increase in value. There obviously are blips, but property values increase the vast majority of the time and property is the best investment you can make.
This system would work even better if property values were increasing rapidly. He might get a valuation of 110K and a subsequent 10K increase in profit. If the investor is good at identifying undervalued properties then the profit margin becomes even bigger.
There must be someotherway?
Do you want some FREE gifts?
IRL - The Future?
A property investor identifies ten suitable properties each worth 100K (lets say) and submits a bid of 75K on each one. The details of each of these properties is irrelevent but flats within walking distance of a town centre or a railway station are a good idea. One bid is accepted (there probably will be more) and the developer goes ahead and purchases the property. He pays 12K deposit using short term finance obtained using credit cards and will pay 0% interest on the loan which will be needed for six months at the most.
As soon as possible he applies for and gets an 85% mortgage on the property. He spends 4K on a basic refurbishment and his legal costs are 1K. He has spent approximately 17K acquiring a property which is worth 100K.
He then gets the property revalued and he obtains the original 100K (or close to it) valuation. He then gets a new 85% mortgage on the property which would give him 85K and use it to repay the original 64K mortgage. He has his original 17K back and has a surplus of 4K. He owns a property worth 100K and has paid nothing for it.
He can easily find a tenant and the rent will cover his mortgage. He can sit back and watch the property increase in value. There obviously are blips, but property values increase the vast majority of the time and property is the best investment you can make.
This system would work even better if property values were increasing rapidly. He might get a valuation of 110K and a subsequent 10K increase in profit. If the investor is good at identifying undervalued properties then the profit margin becomes even bigger.
There must be someotherway?
Do you want some FREE gifts?
IRL - The Future?
How to Borrow Money at 0%
Credit cards are great. everybody has one and you can use them to spend other people's money. The disadvantage is that the money must be repaid and it can be very expensive at anything up 20% per year. However, if you are clever you can borrow money on a credit card for practically nothing and get immediate access. It is instantly available money.
The competition for credit card business is immense. There are many many of credit cards available, all attempting to attract customers with different offers e.g. no annual fee, air miles etc. We are only concerned with the Introductory Balance Transfer Rate being offered. You can then use a simple system to borrow money and pay very little for it.
Apply for a credit card that issues credit card cheques. An example of an issuer is Virgin Money but there are others. Not every credit card issues them. Credit card cheques are simply cheques that you write in the same way you would write a personal cheque but they debit your credit card account rather than your bank account. You can then write a cheque to pay for anything you want. You can even buy property.
For any money you borrow using this system you will be charged about 2% of the sum borrowed for the one month you need it. However, you will not have to pay this yourself because you can transfer the whole balance (including the charge) to another card.
Apply for another credit card that offers a low introductory balance transfer rate and there are many available. Choose the lowest transfer rate possible but it is often possible to find one with an Introductory Balance Transfer Rate of 0%. You can now transfer your original balance from the first card to the new one. Do this before the second month of the loan begins to avoid another month's charges on the first card. You now have no balance on your first credit card and a balance on your second card that's attracting an interest rate of 0%.
Apply for another credit card with a low introductory balance transfer rate before the second card's introductory term ends. These Introductory Rates can last anything between five months and nine months or possibly more.
Don't apply for this second card straight away because your application might be rejected. You cannot apply for lots of credit cards at the same time because your application is registered on a central database and all credit card companies have access. Some firms might reject your application if the database shows that you have received another credit card from another company recently. For this reason it is best to stagger your applications over a period of time.
When you have received your third credit card before the Introductory Rate on your second card ends, transfer the balance again. This can be repeated over and over again. You never have to pay more for credit than the rate being offered as Introductory Rates and this will probably be 0%. You just transfer the balance to a new card every six months or so and initially you will pay 0% interest.
When you have exhausted cards that offer 0% you can switch to 1%, 2% or 3% rates. It is still very cheap money.
FREE GADGETS
IRL
Someotherway
The competition for credit card business is immense. There are many many of credit cards available, all attempting to attract customers with different offers e.g. no annual fee, air miles etc. We are only concerned with the Introductory Balance Transfer Rate being offered. You can then use a simple system to borrow money and pay very little for it.
Apply for a credit card that issues credit card cheques. An example of an issuer is Virgin Money but there are others. Not every credit card issues them. Credit card cheques are simply cheques that you write in the same way you would write a personal cheque but they debit your credit card account rather than your bank account. You can then write a cheque to pay for anything you want. You can even buy property.
For any money you borrow using this system you will be charged about 2% of the sum borrowed for the one month you need it. However, you will not have to pay this yourself because you can transfer the whole balance (including the charge) to another card.
Apply for another credit card that offers a low introductory balance transfer rate and there are many available. Choose the lowest transfer rate possible but it is often possible to find one with an Introductory Balance Transfer Rate of 0%. You can now transfer your original balance from the first card to the new one. Do this before the second month of the loan begins to avoid another month's charges on the first card. You now have no balance on your first credit card and a balance on your second card that's attracting an interest rate of 0%.
Apply for another credit card with a low introductory balance transfer rate before the second card's introductory term ends. These Introductory Rates can last anything between five months and nine months or possibly more.
Don't apply for this second card straight away because your application might be rejected. You cannot apply for lots of credit cards at the same time because your application is registered on a central database and all credit card companies have access. Some firms might reject your application if the database shows that you have received another credit card from another company recently. For this reason it is best to stagger your applications over a period of time.
When you have received your third credit card before the Introductory Rate on your second card ends, transfer the balance again. This can be repeated over and over again. You never have to pay more for credit than the rate being offered as Introductory Rates and this will probably be 0%. You just transfer the balance to a new card every six months or so and initially you will pay 0% interest.
When you have exhausted cards that offer 0% you can switch to 1%, 2% or 3% rates. It is still very cheap money.
FREE GADGETS
IRL
Someotherway
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